Property

Heritage and flexibility

Hiscox has a long and successful history of insuring property risks, from the smallest condominiums through to major commercial buildings in countries around the world. Our Property division includes specialist teams in major property, property binding authorities, flood, and alternative risk; bringing together highly experienced and flexible underwriters, wordings and claims specialists to help solve our clients’ risk challenges.

Meaningful capacity

With line sizes of up to US$25 million for major property, US$50 million for household binding authorities, US$5 million for commercial binding authorities, and US$10 million for flood, we know that great underwriting is core to what we do. But so is the delivery of an outstanding claims service when it comes to speedily and efficiently assessing and paying claims.

Digital innovation

While we will always recognise the human value of what we offer and continue to put relationships at the heart of our business, digital innovation is helping us to meet our clients’ and partners’ changing needs. Our FloodPlus and BindPlus products, for example, are transforming the way we transact business; offering more competitive products, faster service, and easier, simpler access.

Entrepreneurial

Our alternative Risk team brings an entrepreneurial approach to risk, looking to build genuine long-term partnerships with coverholders across emerging, specialist and multi-line portfolios.